「暢遊樂」全球旅遊保險計劃提供周全保障，範圍特廣，全球適用，而且保費優惠過人，是您的旅遊最佳良伴。
保障範圍包括:
* 全面保障因恐怖活動引致之個人意外
* 高達港幣1,000,000元的全面醫療保障
* 行程延誤、更改、縮短或取消
* 如參加家庭計劃，其所有17歲或以下同行子女可獲免費保障
* 危險運動保障
* 高達港幣1,200,000元的個人意外保障
* 24小時全球緊急支援服務
* 高達港幣2,500,000元的個人責任保障
* 保障於旅遊期間家居遭爆竊的損失
出外旅遊，享受悠然假期，若能隨時享有最全面的保障及支援，自然令您倍感安心。
本宣傳資料只供參考之用，並不構成保險合約的一部份，有關此項保障計劃的內容細則及不承保事項將詳列於保單之內，蘇黎世保險保留最終批核權。
計劃特點
* 「暢遊樂」全球旅遊保險計劃提供周全保障, 是您的旅遊最佳良伴。
* 「暢遊樂」提供全球及中國旅遊保險計劃以供選擇
醫療保障
* 旅遊期間生病或意外受傷所需的醫療費用，包括門診、住院、手術或醫生等費用。
* 返港後3個月內的覆診費用。
* 若受保人旅遊期間需要入住醫院，每日可獲海外住院現金津貼。
* 在出院後，遵從醫生指示休養所需的額外酒店住宿及回程交通費用，可獲賠償。
全球緊急支援
蘇黎世24小時全球緊急支援服務可提供以下服務：
* 安排入院治療及代付入院保證金。
* 安排交通工具運送醫療人員及藥物前往現場救援。
* 接載受保人至適當地點或返回香港治療。
* 因接載受保人回港所引致的額外酒店住宿費用。
* 安排及支付受保人的一名直系親屬2到該地的來回經濟客位機票費用。
* 如受保人於旅遊期間遭遇嚴重意外或患上嚴重疾病，安排及支付一張單程機票予受保人同行之17歲以下之兒童返回香港。
* 如受保人不幸身故，骨灰或遺體運返原居地的費用。
* 24小時熱線提供醫療諮詢、醫生/律師/傳譯/領使館轉介、旅遊簽證及檢疫規定資料等。
個人意外
* 旅遊期間因意外而導致死亡或傷殘或嚴重燒傷，可獲賠償。若於公共交通工具上(如旅遊巴士)或劫案中死亡或傷殘，可獲雙倍賠償。
* 全面保障因恐怖活動引致之個人意外。
財物損失保障
個人行李保障
* 保障個人行李及隨身財物於旅遊期間意外遺失或損毀。
遺失個人現金
* 旅遊期間因搶劫、爆竊或偷竊而意外遺失現金、支票或旅行支票。
信用卡保障
* 受保人於旅遊期間因意外身故而無法支付的信用卡結欠。
遺失旅遊證件及/或旅行票
* 旅遊期間意外遺失旅遊證件、信用卡或機票之有關補領費用。
* 因旅遊證件被竊而引致的額外酒店住宿及交通費用。
離港期間家居財物盜竊保障
* 旅遊期間受保人住所無人居住，被爆竊所引致的財物損失。
個人責任保障
* 旅遊期間因意外導致他人身體損傷或財物損失的法律賠償責任及訴訟費用。
旅途阻礙保障 / 旅程延誤
所乘搭的公共交通工具因罷工或其他工業行動、騷亂、暴亂、劫機、恐怖活動、惡劣天氣、天災或公共交通工具機械/電力故障而引致：
* 啟程延誤超過6小時，可獲賠償。
* 旅程延誤超過6小時(旅程出發地除外)而引致的額外酒店住宿費用。
* 所乘公共交通工具因延誤超過6小時後繼而被取消班期，而需轉乘其他公共交通工具前往原定行程目的地的額外費用 。
行李延誤 / 緊急購物
* 抵達海外目的地後，已登記寄艙的行李逾6小時仍未送抵，購買應急衣物的費用。
取消行程 / 縮短行程
因以下事故引致不能成行，其不可退訂的旅行團費、機票及酒店費用，可獲賠償：
* 因受保人本身、其直系親屬*或緊密商業夥伴身故、患嚴重疾病或蒙受嚴重損傷。
* 受保人自住居所發生火災、水浸等意外。
* 旅遊目的地發生不可預見的暴亂或恐怖活動。
* 受保人須到法庭作供、出任陪審員 (縮短行程保障不適用)。
* 所乘之公共交通工具被騎劫 (取消行程保障不適用)。
直系親屬包括受保人的配偶、父母、配偶之父母、祖父母、子女、兄弟姊妹、孫兒女及合法監護人。
七天特快賠償承諾
若所需文件齊備，蘇黎世可在七個工作天內辦妥賠償事宜。而申報賠償只需以下簡單步驟：
* 事發後盡快以電話、傳真或郵遞通知蘇黎世有關情況。
* 填妥賠償申請表格連同一切所需文件寄回蘇黎世。
Download Leburton TravelCare Worldwide Leaflet
Download Leburton TravelCare China Leaflet
With the extensive benefits, global validity, and affordable premiums, TravelCare Insurance Plan is the best travel companion you could have!
Main benefits include :
* Free terrorism cover
* Up to HK$1,000,000 comprehensive medical cover
* Travel delay, re-routing, curtailment and cancellation
* Family Plan - free protection for all children aged below 17
* Free protection for dangerous sport
* Up to HK$1,200,000 personal accident cover
* 24-hour emergency assistance service
* Up to HK$2,500,000 personal liability
* Protection to travel period home content burglary loss
Enrol in TravelCare Insurance Plan now and enjoy a wonderful holiday with your family or friends.
Remarks:
1. The above information is for reference only and does not constitute any part of the contract. For full terms and conditions, please refer to the policy documents.
2. Zurich Insurance Company reserves the right of final approval.
Product Features
With its comprehensive cover, TravelCare Insurance Plan is the best travel companion for you. To cater for individual needs, it contains 2 protection solutions Worldwide and China Insurance Plan for your selection. Please see below the product features of Worldwide Travel Insurance Plan. To view the coverage of China Insurance Plan, please go to Coverage for details.
Medical
* Necessary medical treatment expenses incurred during the period of travel due to sickness or accidental injury, including out-patient treatment, surgery and hospitalization fees.
* Follow-up medical treatment expenses incurred within three months after return to Hong Kong, including Chinese bone-setting and acupuncture.
* Daily cash allowance if you need to be hospitalized during the period of travel. (only applicable for TravelCare Worldwide Insurance plan)
* Compensation for additional hotel and return transportation expenses incurred due to convalescence as directed by a physician after the insured's discharge from hospital.
24-hour global emergency assistance service
No matter where you are in the world, all you need to do is to call our 24-hour emergency hotline and you can immediately get the following assistance:
* Hospitalization arrangement and pre-payment of hospitalizationdeposit.
* Transportation of medical personnel and supplies by all types of suitable transportation.
* Transportation of the insured person to a suitable place or back to Hong Kong for treatment and medication.
* Additional accommodation expenses incurred due to an incident requiring emergency evacuation to return the insured person to Hong Kong.
* Arrange and pay for one economy class return airfare for the insured person’s immediate family member to accompany the insured person in the event of the insured person suffering from serious illness or injury during the period of travel.
* Arrange and pay for a one-way economy class airfare for returning the insured person’s unattended child aged below 17 years back to Hong Kong in the event of the insured person suffering from serious illness or injury during the period of travel.
* Transportation of mortal remains or ashes back to Hong Kong in the event of death.
* 24-hour hotline for medical enquiries, doctors/legal/interpreter/embassy referral, customs information andquarantine regulations.
Personal accident
* Covers accidental injury or death during the period of travel. In the event of injury or death as a result of robbery or due to riding on a licensed public conveyance (such as a tour bus), double indemnity will be paid.
* Full terrorism cover for personal accident.
Personal baggage
Covers baggage and personal effects lost or damage due to accident. No excess is required.
Loss of money
Covers any accidental loss of cash, cheques and traveller's cheques during the travel period. No excess is required.
Credit card protection
In the event of death of the insured, we will pay up the unpaid credit card outstanding balance.
Loss of travel documents and tickets
* Covers expenses incurred in the replacement of travel documents, credit cards, or tickets lost due to accident.
* Hotel and travel expenses arising from replacement of stolen travel documents.
Home contents protection
Covers baggage and personal effects lost or damage due to accident. No excess is required.
Personal liability
If you accidentally cause bodily injury to others or damage another person's property while you are travelling, Zurich Insurance will pay for compensation and litigation expenses that you are legally liable for.
Travel delay/Re-routing
In the event of a strike, hijack, terrorism, adverse weather conditions, natural disaster or the mechanical/electrical breakdown of public common carrier which causes:
* Delay in departure for more than 6 hours, you will be compensated for the delay
* Delay for more than 6 hours (except at place of origin of journey), the incurred extra hotel expenses will be covered
* Consequent cancellation of the planned public common carrier after delay for 6 hours, the additional costs for alternative public transport to the planned destination of the original itinerary will be covered.
Baggage delay/Emergency purchases
Expenses for necessary personal clothing and other necessities if baggage is delayed for more than 6 hours after the insured's arrival to the destination.
Cancellation/Curtailment of trip
Compensation will be paid for any unused and non-refundable travel fares and hotel charges which have been incurred in the event of the following:
* Death, serious injury or illness suffered by the insured or the insured's family members* or close business partners
* Accident such as fire or flood occurring at the insured's residence
* Riot or terrorism at the planned destination
* Insured's presence in court as a witness or juror being required (not applicable to curtailment of trip)
* Hijack of public conveyance (not applicable to cancellation of trip)
Family members includes: the insured's spouse, parents, parents-in-law, grandparents, children, grandchildren, sibling and fiance(e)
Guaranteed 7-day claims processing
Zurich Insurance will settle your claim within 7 working days, once we have received all the required documents. Simply follow this claims procedure:
* Inform Zurich Insurance after the incident by phone, fax or mail as soon as possible
* Complete and return the claim form along with all necessary documents to Zurich Insurance
Download Leburton TravelCare Worldwide Leaflet
Download Leburton TravelCare China Leaflet
